INVESTOR RELATIONS — T D EVERYTHING LTD

A Predictable, Cash-Generating Multi-Trade Construction Business

Executive Overview

T D Everything Ltd is an operating, multi-trade construction and property services company based in Devon, UK.

We deliver essential construction, renovation, and maintenance services across residential, landlord, and commercial sectors. Demand for our services is consistent, local, and repeatable.

We are opening a private investment opportunity to accelerate growth using proven lead generation systems, controlled cost structures, and disciplined operational delivery.

This is not speculative equity investing.
This is capital deployed into live jobs with measurable returns.

What We Do (Core Business)

T D Everything operates a fully managed, multi-trade delivery model, covering:

Carpentry & joinery
Painting & decorating
General building & refurbishments
Property maintenance & upgrades
Landlord and commercial works

We operate with a hybrid in-house workforce model, allowing us to:

Control quality
Control margins
Reduce dependency on subcontractors
Scale without chaos

How the Business Generates Work (Without Giving Away IP)

We operate a diversified lead-generation system consisting of:

Multiple high-traffic homeowner enquiry channels
A blend of fixed monthly spend and variable spend
Direct enquiries and repeat clients
Local market dominance rather than national dilution

This structure is intentionally designed to:

Avoid reliance on a single source
Maintain predictable monthly job flow
Allow spend to scale up or down instantly

Specific platforms and suppliers are intentionally kept confidential to protect commercial advantage.

Monthly Performance (Conservative & Verifiable)

Using a fixed monthly marketing allocation of approximately £2,000, the business typically achieves:

Metric	Conservative Range
Qualified enquiries	40 – 70 per month
Conversion rate	20 – 30%
Jobs secured	8 – 18 per month
Average job value	£1,500 – £3,000

Typical Monthly Turnover

£25,000 – £35,000

These figures are achieved without aggressive pricing, discounting, or over-booking.

Cost Structure & Margin Control

At a representative £30,000 monthly turnover, the business operates within the following structure:

Cost Category	Monthly
Labour (incl. CIS & buffers)	£16,500
Materials	£5,500
Marketing & lead generation	£2,000
Operations & overhead buffer	£1,000

Total Operating Costs

£25,000

Net Operating Profit (Pre-Tax)

£5,000 per month

Margins improve as volume increases due to:

Workforce efficiency
Reduced downtime
Better material purchasing power

Why External Capital Is Being Raised

This investment round is not to cover losses or fix problems.

It is to:

Remove short-term cashflow friction
Lock consistent lead flow in advance
Start jobs immediately without delay
Increase delivery capacity safely

Capital Requirement (Precisely Calculated)

Total Capital Required: £20,000

Breakdown:

£12,000 — six months of lead generation (locked spend)
£5,000 — materials float for immediate job starts
£3,000 — labour & scheduling buffer

This provides six months of operational certainty, even under conservative conditions.

Investor Return Structure (Illustrative)

Fixed-Return Private Investment

Capital provided: £20,000
Term: 6–9 months
Return: 10% fixed
Total repaid: £22,000
Repayments: Monthly from operating profits

Even under base-case performance, repayments are comfortably covered.

This structure prioritises:

Capital preservation
Predictable cashflow
Short exposure window

Risk Management & Investor Protection

Risk is actively managed through:

Deposits secured before work begins
Fixed labour rates and scheduling controls
Multiple income streams
No reliance on a single client, contract, or supplier
Funds deployed only into revenue-generating activity

Investor capital is ring-fenced and never used for personal or legacy costs.

Why This Works in Any Market

Construction, maintenance, and repair are essential services
Homeowners renovate when moving is expensive
Landlords must maintain assets regardless of the economy
Skilled labour shortages increase pricing power

This is a defensive business model with offensive upside.

Growth Path After This Round

Phase 1 — Stabilisation (0–6 months)

Lock £30k–£40k monthly turnover
Smooth delivery
Repay investor

Phase 2 — Expansion (6–18 months)

Increase crew capacity
Take on higher-value projects
Reduce variable lead costs

Phase 3 — Regional Scale

Deeper penetration across Devon
Maintenance and training expansion
Preparation for larger funding rounds (optional)

Leadership

Martin Adeniran
Founder & Managing Director — T D Everything Ltd

Focused on:

Operational discipline
Margin protection
Controlled growth
Long-term brand value

This business is built to scale responsibly, not recklessly.

Investor Enquiries

To discuss this opportunity privately:

invest@tdeverything.co.uk
07961 629683
Exmouth, Devon, UK

Final terms are shared only after alignment is confirmed.

Private Investor Enquiry – T D Everything Ltd

We work with a small number of aligned private investors. Please complete the form below and we’ll review your enquiry.

Full Name*

Email Address*

Phone Number*

You are enquiring as:*
[radio* enquiry-as use_label_element default:1 “Private individual” “Limited company” “Partnership / other”]

Indicative Investment Amount*

Preferred Investment Timeframe*

Preferred Investment Type* (select all that apply)
Fixed-return investmentProperty project partnershipStrategic / long-term partnershipOpen to discussion

Source of Investment Funds*

Previous Investment Experience (optional)

Anything else you’d like us to know? (optional)

I confirm that I am enquiring as a private individual or business and understand this is not a public investment offer. Submitting this form does not constitute a commitment by either party.

private pack

T D EVERYTHING LTD

PRIVATE INVESTOR INFORMATION PACK

Fixed-Return | Capital-Protected | Short-Term

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PAGE 1 — THE HOOK (WHY THIS IS SAFE)

Invest in a Business That Is Already Trading, Already Profitable, and Already in Demand

T D Everything Ltd is not a startup, a concept, or a speculative idea.

It is an operating, cash-generating multi-trade construction business serving a local Devon market where demand for renovation, repair, and maintenance outstrips supply.

This private investment opportunity allows you to:

Earn a fixed return

Over a short time horizon

In a real, asset-backed business

Without equity risk or long-term lock-in

This is not “growth at all costs”.
This is disciplined capital deployed into guaranteed demand.

PAGE 2 — WHAT MAKES THIS MONEY SAFE

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Why Construction Cashflow Is Different

Unlike tech or startups, construction generates cash through:

Signed work

Deposits paid before starting

Physical labour and materials

Short project timelines

T D Everything is structured to protect capital first.

Capital Safety Measures

Deposits secured before work begins
Jobs priced with built-in margin buffers
Labour costs fixed and controlled
No reliance on a single client or contract
Multiple concurrent jobs at all times

Your capital is not waiting on an exit —
it is working immediately.

PAGE 3 — HOW MONEY FLOWS (THIS IS THE KEY)

4

Simple Cashflow Explanation (No Jargon)

Marketing generates enquiries

Jobs are booked and deposits taken

Work is delivered over short timeframes

Final payments are collected

Profit is generated monthly

Investor repayments are made from profits

There is no dependency on refinancing, resale, or future valuation.

This is a monthly cashflow model, not a “wait and hope” model.

PAGE 4 — REAL NUMBERS (CONSERVATIVE)

Typical Monthly Operating Range

Metric Conservative

Monthly turnover £25,000 – £35,000

Net operating profit ~£5,000

Job duration 1–3 weeks

Deposits Taken upfront

Even at the low end, the business remains profitable.

PAGE 5 — WHY WE ARE RAISING (AND WHY THAT’S GOOD)

4

We are not raising money because the business is struggling.

We are raising money to:

Lock in predictable lead flow

Start jobs immediately without delay

Increase monthly capacity

Smooth short-term cashflow gaps

This turns good months into consistent months.

PAGE 6 — THE INVESTMENT OFFER (CLEAR & CALM)

Example Fixed-Return Structure

Investment amount: £20,000

Term: 6–9 months

Return: 10% fixed

Total repayment: £22,000

Repayment method: Monthly

No equity
No voting rights
No management involvement
No early withdrawal pressure

Your upside is defined.
Your downside is controlled.

PAGE 7 — “WHAT IF SOMETHING GOES WRONG?”

4

Stress-Tested Reality

If lead volume drops:
→ Spend is adjusted instantly.

If a job is delayed:
→ Multiple jobs continue in parallel.

If one project has an issue:
→ It does not threaten the business.

If the market slows:
→ Maintenance and repair demand increases.

This business is built to absorb shocks, not collapse from them.

PAGE 8 — WHO SHOULD INVEST (AND WHO SHOULDN’T)

Ideal Investors

Property investors
Business owners
Professionals seeking predictable returns
People who value safety over hype

Not Suitable For

✘ People seeking control
✘ High-risk speculators
✘ Long-term locked capital
✘ “Guaranteed” mindset

We protect the business by choosing the right investors.

PAGE 9 — LEADERSHIP & DISCIPLINE

4

Martin Adeniran
Founder & Managing Director

The business is run with:

Tight cost control

Clear boundaries

No emotional decision-making

Focus on long-term sustainability

Growth is controlled, not reckless.

PAGE 10 — THE CLOSE (URGENCY WITHOUT PRESSURE)

Next Steps

This is a limited private round.

We are:

Raising £20,000

From one aligned investor

For a short fixed term

If you are aligned:

Confirm receipt of this pack

Book a short introductory call

Review Heads of Terms

invest@tdeverything.co.uk
07961 629683

Once filled, this opportunity will close.

FINAL FEELING YOU WANT THEM TO HAVE

By the end of this pack, the investor should think:

“This is boring in a good way.
My money isn’t being gambled.
It’s being put to work.”

stag4

STAGE 4 — HEADS OF TERMS

(Non-Binding Summary of Agreed Principles)

HEADS OF TERMS

Private Fixed-Return Investment

T D Everything Ltd

Date: [Insert date]
Status: Non-binding (except confidentiality)

1. Parties

Company:
T D Everything Ltd
Registered in England & Wales

Investor:
[Full legal name of investor]
[Individual / Company]

2. Purpose

These Heads of Terms set out the principal commercial terms under which the Investor may provide a private, fixed-return investment to T D Everything Ltd, subject to execution of a formal Investor Agreement.

This document is intended to ensure alignment before legal documentation and transfer of funds.

3. Investment Amount

Proposed investment amount: £[insert amount]

Funds to be provided as a private investment, not equity.

No equity, voting rights, or ownership interest is granted.

4. Use of Funds

Investor funds will be used solely for:

Business growth and working capital

Marketing and lead generation

Materials procurement

Operational cashflow smoothing

Funds will not be used for:

Personal expenses

Legacy debt

Non-business activity

5. Return Structure

Fixed return: [e.g. 10%]

Total repayment amount: £[investment + return]

Term: [6–9 months / agreed term]

Repayments: Monthly, from business operating profits

Returns are fixed, not performance-linked, and capped at the agreed amount.

6. Repayment Conditions

Repayments commence within [e.g. 30 days] of funds being received

No early withdrawal or “on-demand” repayment rights

Repayment schedule to be defined in the formal Investor Agreement

7. Control & Involvement

The Investor shall have:

No management role

No operational control

No decision-making authority

No access to suppliers, platforms, or internal systems

The investment is non-participatory.

8. Risk Acknowledgement

The Investor acknowledges that:

This is a private business investment

Returns are not guaranteed

Construction and operations carry inherent risks

Capital is at risk in the event of business failure

Risk mitigation measures will be detailed in the Investor Agreement.

9. Confidentiality (Binding)

The Investor agrees that:

All information shared is confidential

No information may be shared with third parties

No attempt will be made to replicate or interfere with the business model

This clause is binding notwithstanding the non-binding nature of the rest of this document.

10. Exclusivity (Optional but Recommended)

For a period of [e.g. 14 days] from the date of acceptance:

T D Everything Ltd agrees not to seek alternative investors for this allocation

Investor agrees to proceed in good faith toward formal documentation

11. Costs

Each party shall bear their own costs in relation to:

Discussions

Due diligence

Legal advice

12. Governing Law

These Heads of Terms shall be governed by the laws of England & Wales.

13. Next Steps

Subject to agreement of these Heads of Terms:

Formal Investor Agreement will be issued

Final terms documented

Funds transferred to company account

Repayment schedule commences

Acceptance (Non-Binding)

For T D Everything Ltd
Name: Martin Adeniran
Signature: _______________________
Date: _______________________

For the Investor
Name: ___________________________
Signature: _______________________
Date: _______________________

stage 5

STAGE 5 — FIXED-RETURN INVESTOR AGREEMENT

T D Everything Ltd

FIXED-RETURN INVESTMENT AGREEMENT

(Private, Non-Equity)

This Agreement is made on 2026

BETWEEN:

T D Everything Ltd
(Company number: [insert])
Registered office: [insert]
(“the Company”)

AND

[Investor Full Name / Company Name]
Address: [insert]
(“the Investor”)

1. PURPOSE OF AGREEMENT

1.1 The Investor agrees to provide a private, fixed-return investment to the Company.
1.2 This investment does not confer equity, ownership, voting rights, or management control.
1.3 The investment is made for business working capital and growth purposes only.

2. INVESTMENT AMOUNT

2.1 The Investor shall provide the sum of £[amount] (“the Investment”).
2.2 Funds shall be transferred in full to the Company’s business bank account prior to commencement.
2.3 No partial payments shall be accepted.

3. USE OF FUNDS

3.1 The Investment shall be used solely for:

Business working capital

Marketing and lead generation

Materials procurement

Operational cashflow smoothing

3.2 The Investment shall not be used for:

Personal expenses

Legacy debt

Non-business activities

4. RETURN & REPAYMENT

4.1 The Company shall repay the Investor:

The original Investment amount; and

A fixed return of [e.g. 10%]

4.2 Total repayment amount: £[investment + return]

4.3 Repayments shall be made:

Monthly

From business operating profits

According to the repayment schedule in Schedule 1

4.4 The return is fixed and capped.
The Investor has no entitlement to additional upside or profit participation.

5. TERM

5.1 The term of this Agreement shall be [6–9 months / agreed term] from the date funds are received.
5.2 Early repayment is at the Company’s discretion only.
5.3 The Investor has no right to demand early repayment.

6. NO CONTROL OR INVOLVEMENT

6.1 The Investor shall have:

No management role

No operational control

No decision-making authority

No access to suppliers, systems, platforms, or staff

6.2 The Investor shall not:

Attempt to influence business decisions

Contact clients, suppliers, or staff

Represent themselves as part of the Company

7. RISK ACKNOWLEDGEMENT

7.1 The Investor acknowledges that:

This is a private business investment

Returns are not guaranteed

Capital is at risk in the event of business failure

7.2 The Investor confirms they have:

Considered the risks

Had the opportunity to seek independent advice

Invested funds they can afford to lose

8. NO SECURITY OR GUARANTEE

8.1 The Investment is unsecured.
8.2 No charge is granted over Company assets.
8.3 No personal guarantee is provided by the Company director.

9. CONFIDENTIALITY

9.1 All information shared is confidential.
9.2 The Investor shall not disclose:

Business methods

Financial details

Operational structure

9.3 This clause survives termination of the Agreement.

10. EVENTS OF DEFAULT

10.1 An Event of Default includes:

Insolvency of the Company

Fraud or wilful misconduct

10.2 Commercial difficulty, delay, or reduced profits do not constitute default.

11. TERMINATION

11.1 This Agreement terminates automatically upon:

Full repayment of the Total Repayment Amount

11.2 Termination does not affect accrued rights.

12. ASSIGNMENT

12.1 The Investor may not assign or transfer this Agreement without written consent of the Company.

13. GOVERNING LAW

13.1 This Agreement shall be governed by the laws of England & Wales.
13.2 The courts of England & Wales shall have exclusive jurisdiction.

14. ENTIRE AGREEMENT

14.1 This Agreement constitutes the entire agreement between the parties.
14.2 No verbal representations shall have effect.

SIGNED:

For T D Everything Ltd
Name: Martin Adeniran
Signature: ________________________
Date: ________________________

For the Investor
Name: ____________________________
Signature: ________________________
Date: ________________________

SCHEDULE 1 — REPAYMENT SCHEDULE

Month Amount (£) Date

1 £

2 £

3 £

Final £